Firestone Credit Union

Firestone Credit Union
Services Rates Fees Privacy Calculators *Need a Loan Application? Click Here* Loan Ap requires free Acrobat Reader *Contact Us:* Firestone Credit Union Box 1295 Des Moines, Ia 50306 Tel: 515-243-4464 Fax: 515-243-4464 Email: mailto:help@fcudm.org	*Our Mission* *"Member owned, not for profit, not for charity, but for service."* You can now password-protect your debit card against online purchase fraud using "Verified by Visa". For more information, go to www.visa.com/verified	Your funds federally insured to at least $100,000 and backed by the full faith and credit of the United States Government Title Goes Here Shazam Network Info and Locations *Reorder Liberty Checks on-line*
*Services* We offer many services to our members/owners. Remember, you’re not just a member, you’re an owner of Firestone Credit Union. Please consider joining the Firestone Credit Union and let us serve your financial needs. If you have any questions, please stop by the Credit Union office or give us a call. A list of the many financial opportunities and services available for our members are provided below: Share savings accounts - interest is paid quarterly and calculated on a daily basis Money Fund account - interest is calculated daily and paid monthly Certificates of Deposit Share Draft (Checking Accounts) – no monthly charge and interest calculated daily and paid monthly on accounts that maintain a $1000.00 balance. Automatic overdraft protection from your share account. VISA® Debit/ATM Card – VISA® debit transactions are always free. Five (5) free ATM transactions monthly. POS transactions are always free. Direct Deposit/ACH (Bill Paying) free Automatic Payroll Deduction Auto Loans, Personal Line-of-Credit Loans , Home Equity Loans, loans for most any member need Member account insured for $250,000 by the NCUA Free check cashing Postage stamps available for sale Free notary service New car buyers guide available NADA blue book appraisal guides for cars, RV’s, boats and motorcycles Discount tickets for promotional parks, such as Adventureland, Worlds of Fun/Oceans of Fun and Silver Dollar City. Christmas Club (return to top) Privacy A Private Note to Our Members Firestone Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with Firestone Credit Union. As a member of Firestone Credit Union, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, Firestone Credit Union stands behind the following privacy policy: Firestone Credit Union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services-no more. Firestone Credit Union will protect your personal information. Firestone Credit Union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. You will always have access to your information. As a member of Firestone Credit Union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are completely accurate. Firestone Credit Union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services. Firestone Credit Union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members well-being. Under no circum-stances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms. Firestone Credit Union will offer you a choice in how your information is used. Any member of Firestone Credit Union may elect to keep information from being shared with our business partners. We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of your right to choose. (return to top) Current Rates Savings/Checking Rates Regular Share 0.70% APY $100 - $1,999.99 Regular Share 0.85% APY $2,000.00 and more Christmas Club 1.20% APY Share Draft (Checking) 0.50% APY $1000 min. balance Money Fund 1.05% APY $2,500 - $19,999.99 1.15% APY $20,000.00 - $39,999.99 1.40% APY $40,000.00 - $74,999.99 1.65% APY $75,000.00 and above CD (6 month) 1.30% APY $2,500 Minimum CD (12 month) 1.55% APY $2,500 Minimum CD (24 month) 2.00% APY $2,500 Minimum Jumbo CD (12 mth) 2.00% APY $25,000 Minimum Rates subject to change without notice. All Rates are APY (Annual Percentage Yield). Jumbo C.D. rates available on maturing C.D.'s. Penalty for Early Withdrawal (C.D.'s). Loan Terms and Rates New/Used Cars 2006 or Newer Percent Financed* 90 100 36 Months 5.50% 6.25% 48 Months 5.50% 6.50% 60 Months 5.75% 6.75% 72 Months 6.25% 6.75% *Used Cars 2001 thru 2005 Used Cars 2000 and Older 24 Months 7.00% 24 Months 9.00% 36 Months 8.00% 36 Months 10.00% 48 Months 8.25% 60 Months 8.50% Recreational Vehicles Above applicable rate plus 1.00%* Share Secured Loans 5.50% Unsecured Loans 14.00% Loan rates subject to change without notice. Existing loans may be refinanced at these rates with a loan balance increase of 25% or $1000, whichever is greater. () With qualified credit, 20,000 miles or less. () Based on delivered price minus (-) rebates () With qualified credit. (return to top) Fees Click this link for Fee Schedule Fee Schedule requires free Acrobat Reader** (return to top)